Adoption

Pantera CEO Claims Ripple Is Positioning Itself to Compete With SWIFT

September 26, 2026, 5:39 PM UTC (6 days ago) · 1 source · Summarized by CryptoBipto

Pantera Capital CEO has reportedly stated that Ripple is targeting SWIFT, the global interbank messaging system, as a competitor. The comments suggest Ripple sees an opportunity to offer an alternative to traditional cross-border payment infrastructure.

WHY IT MATTERS

SWIFT is like the postal service of global banking — when a bank in one country needs to send money to a bank in another country, SWIFT carries the message that makes it happen. Ripple wants to be a faster, cheaper alternative to this system, using cryptocurrency (specifically XRP) to move value across borders. Think of it like how email disrupted physical mail. For people new to crypto, this story illustrates one of the key use cases that blockchain companies are pursuing: replacing or improving legacy financial infrastructure. Whether Ripple can actually achieve this goal at scale is still uncertain, but it shows how crypto companies are trying to solve real-world problems in traditional finance.

SWIFT (Society for Worldwide Interbank Financial Telecommunication) is the dominant messaging network used by banks worldwide to coordinate cross-border payments.

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SOURCES

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XRPCross-Border PaymentsSWIFTRippleInstitutional AdoptionTraditional Finance

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