Ripple CTO and Flare CEO Debate XRP Ledger Lending Capacity
(2 hours ago) · 1 source · Summarized by CryptoBipto
Ripple CTO David Schwartz and Flare CEO Hugo Philion have publicly debated the potential scale of lending on the XRP Ledger. The discussion centers on how large lending activity can grow natively on the XRPL and what technical or structural limitations may exist.
WHY IT MATTERS
Lending in crypto works similarly to lending in traditional banking: someone deposits assets and others can borrow them, usually paying interest. The XRP Ledger is the blockchain that powers XRP, and it was originally built mainly for fast payments rather than complex financial services like lending. Think of it like a highway designed for cars — now people are debating whether it can also handle trucks and buses, or whether you need to build a separate road. This debate matters because it could shape where and how XRP holders access financial services like borrowing and earning interest on their holdings.
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- beincrypto.com
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