Visa Adds Onchain Credit Features to Its Stablecoin Card Business

WHY IT MATTERS

Visa is one of the biggest payment companies in the world — the network behind the credit and debit cards millions of people use every day. When Visa adds crypto-related features, it signals that blockchain technology is being woven into mainstream financial infrastructure. Think of stablecoins as digital dollars that live on a blockchain. A stablecoin card lets you spend those digital dollars anywhere Visa is accepted, just like a regular card. Now, Visa is adding "onchain credit," which is essentially borrowing money through a blockchain instead of through a traditional bank. Imagine getting a line of credit, but instead of a bank managing it behind the scenes, the loan terms and records are handled by software on a blockchain. This matters for crypto newcomers because it shows how the gap between traditional finance and crypto is narrowing — tools people already use daily are starting to run on blockchain technology under the hood.